Nepal in ICC World Cup Qualifiers 2018

Nepal has been qualified for ICC World Cup Qualifiers 2018 which is going to be held in Zimbabwe from 4th to 25th of March, 2018. The finalists of this league would get an opportunity to participate ICC Cricket World Cup 2019 that is going to be held in England and Wales, along with this Netherlands (ICC WCL Championship winner) and three highest finishing associate members earn ODI status till 2022.

Group A consits The West Windies, Ireland, the Netherlands, Papua New Guinea and UAE while Group B consists Nepal among which Afghasnistan, Zimbabwe,Scotland.

Nepal in ICC World Cup Qualifiers 2018- National Team
Nepal in ICC World Cup Qualification- team

In the group the teams first played with respective team within the group. Out of six from each of the group three team are selected from each group thus six team undergoes into Super Six Stage. Each team need to face those team which were not played in the group stage. The point score in the group stage would be carried over or added in Super Six Stage apart from those gained against the bottom two from each group.

Nepal's cricket  gamed  schedule are shown bellow:

ACE Development Bank

Ace development bank was first established in 1995 as Ace Financial Company Ltd.  It is later upgraded to Ace Development Bank Ltd.,  and fulfilled the criteria for category "B" i.e. development bank in 2007. Then, after the bank has been leading in the financial market of Nepal. The bank develops its financial products and innovations. Over years customers and regulators have appreciates it's operational and management skills.
ACE Development Bank- NIBL acquire ACE DB.
NIBL Acquire Ace Development Bank
NIBL and Ace Development Bank sign a memorandum of understanding. Nepal Investment Bank is a class 'A' commercial bank while Ace Development Bank is a class 'B' development bank. NIBL had 46 branches while Ace Development Banks have 12 branches. during the time of merging. After the acquition process these two banks will provide service under the 'Nepal Investment Bank Ltd.'.

Festival of Colors – Holi


Holi is a festival celebrated by Hindu community along with other community to increases the fellowship among peoples. It is mainly celebrated in Nepal and Indian sub-continent region and this festival celebration in abroad is increasing every year. It is a 'festival of colors'. This festival is celebrated with the beginning of the spring season or say it signifies the beginning of the spring season or the end of the winter season.
It is celebrated on the last full moon of the lunar month in the month of Falgun (Phalgun) in accordance with the Bikram Samat Calendar i.e. on (February-March).
Festival of Colors - Holi - spread colors with hands
Festival of Colors - Holi


Color Festival – Story Behind it

This festival signifies the victory of good over evil, along with the arrival of spring, end of the winter. It creates an closing environment that gives opportunities to celebrate with friends and family, play with colors, laugh with joys forgetting and forgiving every king of disruption, misunderstanding and evil feeling with increasing closeness with repairing broken relationship increasing harmony and brings together for common benefits on human kind.
The legend behind the holi festival are many. One of the famous story associated with this festival is regarded as the story of Holika Dohan (i.e. Holika's Death). Holika, the sister of evil King Hiranyakship was burnt death and on her remembrance Holi Festival is celebrated every year.  

Celebrate Holi

Holi is only be enjoyable if you play with friends and relatives using different colors. Holi is celebrated with color powder and colored water filled in balloon throwing on someone else among friends which are ready to play. If you don't prepared for play, it may cause any trouble during play you may damage your precious item due to water. Water may entered on eyes or ear, mouth parts anywhere. You may get hurt while running from escaping water or colour filled 'Lola- balloon with colored water'. In the same way playing holi with anyone that is not ready or agreed to play holi may cause a trouble. You may get any type of blame if something unpleased happen to anyone if they are not agreed to play holi which is illegal as well.

Color Powder

Color powder is used basically during color festival – Holi. The powder used should be non-toxic free from heavy metals. These are bright and the combination gives the favorable color you like to play. Holi powder is made home as well mixing food coloring in the flour and mixed well. The color powder are save to human body but some may have allergic to the color.

Celebration Color

The festival of color is celebrated with different color. The only things to notice is that the color used should be hygienic that don't harm human body. The celebration color may be red, green, yellow, blue, pink, and many more on mixed on.

Happy Holi

I like to say Happy Holi to everyone. Celebrate this festival with joys being little bit conscious about the precaution that should be followed during playing with color. Make the festival to join the relationship among people, decreases the distance instead of creating violence and situation of quarreling and blaming one another for wrong doing. I would like to suggest to play holi with that one who ageed to play with full of discipline. The culture is ours and we need to preserve it by celebrating in a good manner. These festivals is our identity. If we spoil festivals that is equivalent of spoiling oneself.
Enjoy Holi! Happy Holi to all!

Create Khalti Account and get Rs 30 Free

Kalti is a popular online payment system in Nepal, which was established in 2010 by Janaki Technology. The other products of Janaki Tech are Sparrow SMS and Picovico. Janaki Tech is working in Nepal for 7 years. As a offer now khalti users can get Rs 10 for creating account and Rs 20 for verifying it.

As defined by khalit themselves, Khalti is Digital Wallet & Payment Gateway
Khalti is a digital wallet for instant, secure and hassle-free online payments in Nepal. Recharge your mobiles, pay bills, book tickets wherever you are and whenever you want.

Get Rs 10 For creating Khalti Account

Every new khalti user would get rs 10 as a welcome bonus. You can create a khalti account and get rs 10 as soon as you login for the first time. You can use it to Recharge your phone and for all other services provided by Khalti. Please follow Create you Khalti Account to create Khalti Account.

Get Rs 20 For verifying Khalti Account

Whenever you verify your khalti account you can get RS 20. You can verify your khalti account with some steps.
First Create you Khalti Account Then Login to Khalti. Then Click in KYC from the side menu. Now fill the form and Click Update You need to provide Identity information which could be Citizenship / Driving License or Passport.

The links provided here gives RS 10 to you and me too. If you login without this referal link you wont get even that 30 rs for Khalti Welcome bonus and Khalti verification.

Please Follow our Article Create and Verify Khalti account. Here is a total guide to create Khalti Account.

Services Provided by Khalti

Khalti is a Digital wllate you can pay for many services like Internet, Recharge, Disk home , Mobile top UP and more services. Khalti is also extendong its services. 
Create Khalti Account and get Rs 30 Free Service by Khalti
Khalti Provide Services for online payment for Internet billing, Mobile top up Recharge Card Disk Home payment Khanepani Bill and more.

Conclusion

You can now create your own Khalti Account and get Rs.10/- as a welcome bonus. And Rs. 20/- whenever you verify your Khalti Account. Khalti is a digital wallet used to pay digitally.

Banking System in Nepal

There are many commerical banks, development banks, financial companies, and micro credit development banks are working under central bank. Central bank controls the monetary aspect of the contry. Banking system regulation and fuctioning as a government's central bank along with the central bank, Nepal Rastra Bank (NRB) controls exchanges of foreign currency, supervision, monitoring and governing every activities of banking and non-banking activities of financial institution. The determination of interest rates for proving to people as commercial and exchange of forign currency as well falls under the responsibility of Nepal Rastra Bank. Along with this NRB kept records of all government income and expenditure in the account, issues bills and treasury notes, as well as provides loan to the government, and decide monetary policy.

Banking System in Nepal-- Central Bank of Nepal
Central Bank of Nepal, Nepal Rastra Bank


Commercial bank, Development Banks and Financial Institution are establishing in Nepal under the Bank and Financial Institution Act 2006 issued by NRB.
Modern History of Banking system first established in Nepal with the establishment of Nepal Bank Limited in 1937 A.D. King Tribhuwan inaugurated Nepal Bank Ltd. on 30th Kartik 1994 B.S. It was established as a semi governmental bank. It remain only a single financing institution until the establishment of Nepal Rastra Bank in 1956 A.D. Nepal Rastra Bank is established as an institution that issues national currency and promote financial organisations in the country. Before the establishment of NRB only metal currency are in use in monetary transaction. Nepal Bank Limited used to function as centre bank before establishment of NRB.
A good banking system of a country would help to develop the economy of the nation.



List of Development Banks of Nepal

Nepal is a developing country. Nepal has enough opportunities for the investment in various developing activities. The establishment of the the development banks are helpful to support and provide loan for the investment for promoting the development activities in low interest rates. Hydroelectricity, tourism and service are the major sector for the banks for providing funds and loans.
They are in total 87 development banks. The main role of development banks is to contribute for the development of national economy.
After commercial bank of the category/type 'A' the next category of financial institution distinguished by Nepal Rastra Bank is of the category/type 'B' which includes all the development banks. Development banks are type B financial institute of the nation.
List of Development Banks of Nepal
Development Banks of Nepal

Development Banks of Nepal

Development Banks of Nepal are listed below:
  1. Nepal Industrial Development Corporation
  2. Mahalaxmi Bikas Bank Limited
  3. Siddhartha Development Bank Limited
  4. Yeti Development Bank Limited 
  5. United Bikash Bank Limited
  6. Narayani Development Bank Limited
  7. Sahayogi Bikash Bank Limited
  8. Karnali Bikash Bank Limited
  9. Tribeni Development Bank Limited
  10. Sangrila Development Bank Limited
  11. Gandaki Bikas Bank Limited
  12. Infrastructure Development Bank Limited 
  13. Biratlaxmi Bikas Bank Limited
  14. Excel Development Bank Limited
  15. Western Development Bank Limited
  16. Arniko Development Bank Limited
  17. Deva Development Bank Limited 
  18. Miteri Development Bank Limited
  19. Tinau Bikas Bank Limited
  20. Muktinath Bikash Bank Limited 
  21. Sewa Bikas Bank Limited
  22. Kankai Bikas Bank Limited
  23. Ace Development Bank
  24. Bhargab Bikas Bank Limited
  25. Vibor Society Development Bank Limited
  26. Country Development Bank Limited
  27. Alpine Development Bank Limited
  28. Garima Bikash Bank Limited
  29. Kamana Bikas Bank Limited
  30. Corporate Development Bank Limited
  31. Om Development Bank Limited
  32. Fewa Bikas Bank Limited
  33. Kabeli Bikas Bank Limited
  34. Punima Bikash Bank Limited
  35. Jyoti Bikas Bank Limited
  36. Shine Resunga Development Bank Limited
  37. Bagmati Development Bank Limited
  38. Hamro Bikas Bank Limited
  39. Kanchan Development Bank Limited
  40. Matribhumi Bikas Bank Limited
  41. Raptibheri Bikas Bank Limited
  42. Tourism Development Bank
  43. Mission Development Bank Limited
  44. Mount Makalu Development Bank Limited
  45. Sindhu Bikas Bank Limited
  46. Sahara Development Bank Limited
  47. Nepal Community Development Bank Limited
  48. Cosmos Development Bank Limited
  49. Manasalu Development Bank Limited
  50. Kalinchowk Development Bank Limited
  51. Kailash Development Bank Limited
  52. Salapa Development Bank Limited
  53. Saptakoshi Development Bank Limited
  54. Sajha Development Bank Limited
  55. Green Development Bank Limited
  56. Reliable Development Bank Limited
Development Banks plays a vital role in providing funds to the major and minor development project of the country.

Nepal 5 Stars Hotels

Nepal 5 Stars Hotels
Nepal a beautiful country like a piece of heaven. Nature has provides a lots of natural resources to the geography of Nepal. The well arranged landscape of the high Himalayas, hills, dunes, and plain altogether gives a nice flavour. Especially the natural lover's like to visit Nepal. Nepal is especially famous for:

  • Mountain climbing
  • Trekking High Hills passing high altitude passes,
  • Enjoying with the natural beauty.
  • Learning different cultural aspects of Nepal,
  • Involving in adventurous sports and activities.


The main issues most of the visitors have come with is difficulty to get best facilities and services they want. That may be due to lack of pre-plan or shortage of information about the best facilities and service providing institutions. In this article I would covered some issues basically associated with the accommodation. The best place to visit may differ according to the visitors interest.

Best place to stay in Nepal

When anyone who visited Nepal as a tourist are in search of best place to stay. When you arrived Kathmandu, then there are many options but among them you need to choose the best one. The best place to stay in Kathmandu Nepal are mention below.

For the best luxurious facilities and services are:
  • Kantipur Temple House: This is an eco-friendly and reflects Newari culture.
  • Kathmandu Guest House: Under KGH flagship there are 8 eco-friendly hotels.
  • Tiger Tops Tharu Lodge: Traditional & Cultural materials around with the organic food. Also, includes safari luxury services.
Some of the heritage hotels are:
  • Yak and Yeti Hotel: It is developed from Rana-era palace with eye-catching baroque design and decoration.
  • Dwarika's: It is a boutique hotel consisting preserved heritage architecture. 
  • Old Inn Bandipur: It is a beautifully restored mansion in a spectacular mountain village.
Safari Lodge hotels are:

  • Sapana Village Lodge
  • Chitwan Gaida Lodge
  • Forest Hideaway

Other hotels are many more similar to these

Hotels in Kathmandu


Airport Hotel Kathmandu
Best Hotels in Kathmandu Nepal
Cheap Hotels in Kathmandu

Entrance M.Sc Level IOE

IOE is one of the renounce institute for studying Engineering in Nepal. IOE stands for 'Institution of Engineering'. This is the head institute of the Engineering faculty under Tribhuwan University, the first and oldest university of Nepal. IOE provides the Bachelor Level and Master Level including Phd. on different subject since 2010. The coursed offered by IOE is listed below.
Entrance M.Sc Level IOE-- Pulchowk
IOE, Pulchowk

Criteria for Entrance M.Sc Level

To to an eligible candidate for the entrance examination of M.Sc level in IOE one should pass Bachelor Level in the relevant Subjects with a least of Second Division Marks.

Entrance Form Fill up online

The form for the entrance of M.Sc Level can be filled online.
You can fill up the online form after depositing Rs. 2000/- in account no. 00915056064 of IOE Entrance Examination Board from any branch of Siddhartha Bank Limited of Nepal.
Before moving further you should have your voucher no. from the bank which should be filled in the form.
Once you have your bank voucher you can click on 'Start Registration' on entrance.ioe.edu.np.
You need to move on through lots of information then after.
You need to have a PP size photo less than 200 KB size to submit. The photo background should be plain and of uniform type. Any manipulation of the photograph is considered as invalid.

While filling up the form it should not be refresh, reload or back button to refill the details.
Once, the form is submitted you can't undo.
If you not abble to print or download the confirmation page you can download later by entering your name and date of birth.

You can get more detail on: IOE Notice.
and for more detail see: curriculum and entry criteria


List of Commercial Banks in Nepal

The commercial banks of Nepal are governed under the Finance Company Act 1974 and Bank and Financial Institution Act 2006. Nepal Rastra Bank (NRB) issue the guidelines which is mandatory among all commercial banks and financial institutions on interest rates provided by the banks or intitutions, interest ceilings and areas of investment.

Two main dominating banks on commercial banking sectors are: Nepal Bank Ltd. and Rastriya Banijaya Bank. Rastriya Banijya Bank is fully under the government control or say it is owned by government. Nepal Bank Limited is the bank with 40.5 percent government owned. The banking system deposition main portion is occupied by these two commericial bank and i.e. around 13.3 % of total deposition. While the loan distribution covers of around 10% of the total loan.
List of Commercial Banks in Nepal-- written
List of Commercial Banks in Nepal


The first commercial bank established in Nepal is in 1980s for the foreign participation after which many other commercial banks emerges that may include Navil Bank, Nepal Investment Bank, Standard Chartered Bank, Bank of India, Bank of Kathmandu, Everest Bank, Nepal Srilanka Merchant Bank, Nepal Bangladesh Bank, Nepal Bank of Ceylon now called Nepal Credit and Commerc Bank, etc. and many more. Till the end, of 2015 the number of commercial bank reached 30 in number which are under operational.
Along with commercial banks many development banks and financial institution has been established. The banking laws do not allowed to have a branch by a foreign banks. But every commercial banking can have special arrangement with the foreign banks for the payment and transfer money in and out.

Commercial Banks of Nepal:

  • Rastriya Banijya Bank Limited
  • Nepal Bank
  • Agriculture Development Bank
  • Siddhartha Bank Limited
  • Nabil Bank Limited
  • Standard Chartered Bank Nepal Limited
  • Nepal Investment Bank Limited
  • Himalayan Bank Limited
  • Nepal SBI Bank Limited
  • Nepal Bangladesh Bank Limited
  • Everes Bank Limited
  • Kumari Bank Limited
  • Nepal Credit and Commerce Bank Limited 
  • Global IME Bank Limited
  • Machhapuchhre Bank Limited
  • Sunrise Bank Limited
  • Sanima Bank Limited
  • NMB Bank Nepal Limited
  • Mega Bank Nepal Limited
  • Laxmi Bank Limited
  • Prabhu Bank Limited
  • Civil Bank Limited
  • NIC Asia Bank Limited
  • Century Bank Limited
  • Janata Bank Limited.

Role of Commercial Banks

The important role every commercial banks has to fulfill is to provide financial services to the public people, bussiness and companies. It plays an important role in maintaining sustainable grouwth in the economy of the nation ensuring economic and social stability along with it. The public deposites are used for providing loans to individuals and business firms. Commercial banks money from the interest income from those loans they have provided. 

E-banking in Nepal

Bank is the organisation that ease the transaction by managing the monetory aspect by saving them, transferring funds to the recepaint or receiving funds from senders. While together in connection with internet services it is easier for performing banking related services. The service provide through the internet is considered as electronic banking service and the use of e-banking is increasing day by day these days. It is necessary to have some basic knowledge of what exactly the e-banking is?

Introduction to E-banking

E-banking represents electronic banking system. Electronic banking service is most modern way of receiving banking services with the use of internet. It is popularly known as e-banking. Any type of transaction performed through electronic device such as computer or mobile phone or anything else with smart device which is capable to enable internet to work  to load web on the browser. Banking service providing through the internet that e-banking should be provided only through the most secure and capable website. This kind of e-banking system helps to manage the financial activities of the the service providing bank through the analysis of website.
E-banking in Nepal-- Using cards
ATM- a kind of e-banking


Advantage of e-banking system 

E-banking have alots of advantages. Some of the advantages can be presented as below.
There is no any restriction of office time and no need to wait for opening hour of banking branches.
Financial transaction can be made from anywhere with the internet.
There would be no any more risk for carrying huge amount of money with person.
No need to wait in queue for any transaction purpose, it will save lots of time.

Categories of e-banking System 

The e-banking system provides the service of two kinds. They are:

Non-transaction Services: 

Under the non-transaction services a user cab view their account details, view their transaction history, view, download or print the bank statement, and also can order cheque through mobile, computer under internet facilities.

Transaction Services: 

This service is associated with transferring of their balance from other bank account to theirs or from their accounts to someone others account either of same or different banks, paying bills of different utilities, purchasing of goods pay through Debit/Credit card on Point of Sales (POS), also different bank related administrative works.

Types of e-banking system

There are different kinds and forms of banking system that are operated in Nepal among them some of the main forms or types of e-banking would be described bellow.

Use of ATM

    • One can withdraw cash
    • Balance Inquiry service is available.
    • It is not possible to transfer funds using ATMs
    • You have to reach to the location with ATM machine and that should be of the particular bank or associated banks of that banks with your balance.

Use of  Pos Terminal

    • Any financial transaction are made with the help of cards.
    • Paid cash is deducted from the users bank account(s).
    • Deposition of cash can't be made using Pos terminal. 
Use of online Banking/ Internet Banking


    • Can check balance of users respective accounts, recent transactions history.
    • Funds can be transferred from one accounts to another between the linked account of customers.
    • Bank statements can be observed anytime customers needed to checkout.
    • Paying third parties that may be bill payment or funds transfer can be done easily.
    • Many task other than transaction related to banking administrative task are performed.

Use of Tele-Banking


    • Status of an account can be checkup using this type of e-banking service.
    • Balance Inquiry can be performed.
    • Transfer or paying of funds through this e-banking service is not possible.

Use of SMS-Banking

    • It is similar to that of Tele-Banking other than telephone, cell phone is used instead.
    • Only balance checkout and account status can be check on sending a particular message.
    • Fund transfer is not possible. 


Create your first blog in Wordpress

Wordpress is most famous platform for the creation of site on it. It provide subdomain to everybody freely so that anyone can create their own site. People can share their view and opinion in brand new way. Wordpress.com is maindomain underwhich people can create their own sub-domain for every people. This provides new approach to reach every general community who ever can create their site.

Wordpress is the most popular online publisher occupying 28% of total world web. Wordpress is bringing people at a place to share their experience and opinion to larger audience by providing equal opportunity with easily available platform for creating their own website under domain of wordpress.
Wordpress.com come into existence since, 2005. Even the people with no any previous experience or familiarity with making a blog can make their own blog under wordpress in a short interval of time.
Create your first blog in Wordpress-- logo
Create blog on wordpress.com
 Steps to Start blog in Wordpress: (You can also see: How to create blog in Blogger.)
Create your first blog in Wordpress-- Start blog on wordpress
Start to create blog on wordpress

  • If you are willing to begin to create your blog on wordpress, go to wordpress.com.
  • Click on Get Started in the top right corner if you are the complete beginner.
  • Now, you need to fill up forms along with this follows four steps: 
Fill up the form as shown.  Write your site Name on first box and follow by it's type and mention the purpose of your site as well. At the end give how comfortable you feel creating website. Then, click on continue.
Create your first blog in Wordpress-- fillup form
Fill up for new site on Wordpress


  • Now, it is time to give address to your site you are just going to create. You can insert any address name that just need to be available for free. Click on 'Select' on your preferred one. 



Create your first blog in Wordpress-- web address
Choose your site address available for free
  • Now, you need to create your site on free then you have to click on start with free on the third step of site creation.
Create your first blog in Wordpress
Choose for free for starting up and learn blogging on wordpress
  • In the final step you need to provide your email address So, that wordpress sent you confirmation mail to your email. Choose your username and password (remember you need to log in to the wordpress). 

Create your first blog in Wordpress-- username and password
Username and password for wordpress

  •  It has said that wordpress has sent a confirmation mail to your email address. Checkout the mail and start your site.

Create your first blog in Wordpress-- confirmation mail
Check out mail for confirmation

  • You would see that which states your site has been created! Now, you need to setup to get ready to publish your first blog post on wordpress.



 At the end when you visit *yoursite.wordpress.com
(*remember replace yoursite by yoursite address)
then you would see this.
Create your first blog in Wordpress-- starting page
Wordpress startuup home page.
You can edit your site by clicking on 'My Site' on it's left corner.

Hope, this post would be helpful to create free website using wordpress and start blogging from the day.

Your comments and suggestions are always welcome.

Thank you!



Go to home

eSewa Nepal Online Payment Gateway

The technology is rapidly developed and have brought a lot changes in the livelihood of the people. The progression of the technology is observed in our day to day life from the mobile we carry, laptop we use, television we watch, vehicle we travel, instrument we use, etc. and many more. Similar type of progression have been observed in socio-economic lifestyle, seller, buyer relationship with the development of more rapid and reliable paying system that works online and can be pay or receive in instant of time. eSewa is the most used mobile wallet and most used online payment system. You can get more detail about eSewa on Creating an eSewa account.
eSewa Nepal Online Payment Gateway-- eSewa
Logo and web portal of eSewa

Other alternatives of eSewa are availble but their uses is minimum in comparision to eSewa. Khalti and iPay Nepal are other similar kind of online payment system but with a narrow working area in comparision with eSewa.

eSewa Nepal

eSewa Nepal is the first online payment system in Nepal. eSewa Nepal helps in paying bills for many merchant of many online stores like bhatbhatenionline.com, giftmandu.com, harilo.com,Yeti airliness , Buddha air, movie tickets of QFX cinemas and many more. eSewa is mostly used by people for Nepal Telecom bill payment, lineline and ADSL bill payment, mobile phone recharge services, transfer money from bank to bank, etc lots of works can be performed by just few clicks staying on home. 

eSewa Login

eSewa can be log in by visiting eSewa web portal: www.esewa.com.np and log in with either your email or number and password you have set during creating your account on eSewa. 

eSewa Nepal app

eSewa can also be used by using it's app which is supported on iOS and Android smart phones. eSewa Nepal app is available in the Play Store. You can download app and use your digital wallet more easily.

eSewa Nepal electricity bill payment

eSewa Nepal provides customers with service of billing their utility among that the billing of electricity is mostly used.

eSewa online payment

Online payment through eSewa account is easier, faster and reliable. Along with this all characteristics it is regarded as best online payment system due to it's huge network of partners banks through which it can make customers easier to load their eSewa account from the bank account and from bank directly to eSewa.  This makes customers easier to spent their money through eSewa on different online shopping and to any organisation who have eSewa account.

eSewa Contact Information

Any information you are willing to get about eSewa are obtained either by visiting to it's central office or branch office if you are at the place close to the office or otherwise you can contact and report the problems or any query  in customer support number- Toll free no.: 1660-01-02121.

How to recharge eSewa account

We can recharge eSewa from any partner banks that is around 45 different banks running in the country. You can directly transfer your bank account into the eSewa this is how you recharge eSewa account.